Oschner Health Plan

Ensuring optimal oral health is a fundamental human entitlement. Through proactive measures and consistent access to top-notch dental services, FCL Dental is dedicated to fostering healthier lives for its members, contributing to smiles one step at a time

The effects of having a robust & comprehensive dental benefits manager:

  • Improve member dental care access for both preventive and comprehensive dental services

  • Maintain and grow membership during ROY, AEP, OEP

  • Satisfy members and reduce concern

  • Improve dental benefit expenses—FCL assumes risk

Need a Dentist?

FLC Dental Star Dent has the largest network of dentists nationwide. Find the one that's right for you.

Why is Dental Insurance Important?

Promotes Preventive Care

Regular checkups and cleanings are vital for maintaining dental health. Dental insurance often covers preventive care, encouraging people to take proactive steps in caring for their teeth.

Lowers Out-of-Pocket Costs

Dental procedures can be expensive. With dental insurance, the out-of-pocket costs are significantly reduced, making dental care more accessible.

Comprehensive Coverage

From basic procedures like fillings and extractions to major procedures like dentures and oral surgery, dental insurance plans offer comprehensive coverage to meet diverse dental needs.

Protects Overall Health

Poor oral health is linked to several health issues, including heart disease and gum disease. Regular dental care, facilitated by dental insurance, helps in maintaining good overall health.

FAQ & Resources

Why can't I view my spouse's claim history?

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How do I order an ID card or order a replacement ID card?

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Can I refer a dentist who is not in your network?

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Do I pay my deductible to the insurance company or to the dentist?

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Where can I request additional dental cards, enrollment forms or provider information?

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When will I receive my FCL Dental cards and what do they look like?

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Who do I contact to verify my Dental coverage?

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If there an eligibility issue who do I contact?

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Who do I contact if a member has a claim issue?

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When will I receive my dental renewal?

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I would like to add Vision Coverage to my account. What do I do?

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Will my members receive a dental card if our program is a DHMO?

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How do I refer a dentist to the FCL Dental Network?

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A payroll company handles the eligibility for our dental benefit program. Can FCL Dental work with them to manage this process?

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How do I find a dentist?

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Do you take attachments via Electronic Claims (EDI)?

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I forgot my password online, how can retrieve it?

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Do you have a web portal for Dental Providers to submit claims?

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Can I go to an out-of-network provider?

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I have a dental provider I’ve been seeing for years; how do I get them signed up on the plan?

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How do I order an ID card or request a replacement ID card?

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Why am I receiving a bill from FCL Dental?

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How can I get a copy of my plan benefits?

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What are some helpful key terms in Dental Insurance?

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What are the different types of Dental Insurance Plans?

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