About FCL Dental
Accessible
450K access points
Quality dental care, wherever you are
Integrated
A unique approach
Medical-Dental Intelligence to drive positive outcomes
Agile
Right-fit dental benefits
Benefits that adapt to your unique needs
First Continental Life & Accident Insurance Company (dba FCL Dental) is one of the largest independent, full-service dental benefits providers.
                Founded in 1998 to deliver innovative and high-quality dental managed care products, FCL Dental is backed by Sonrava Health and New Mountain Capital. FCL Dental's wide range of dental benefit plans, including health maintenance organization (HMO), preferred provider organization (PPO) and indemnity plan designs, provide maximum flexibility and ensure the right fit for health plans, employers, brokers, members and dental providers.
Our unique, integrated approach reduces risk, and improves outcomes with Medical-Dental Intelligence.
How we work
                Lead by CEO Mike Davis, FCL Dental operates as a strategic partner, ensuring payers get maximum value for minimum lift. Our customers include health plans, employers, brokers, government agencies, municipalities, unions, and individuals. We also provide dental insurance programs for residents at nursing home facilities in addition to dental benefits to beneficiaries of public programs such as Medicare, Medicaid and other social programs.
Our subsidiaries include the following brand names:
                
                
                
                Our approach
There's no overall health without oral health. That's why, in addition to right-fit dental benefits, we're leading the way in Medical-Dental Intelligence. When medical and dental data are integrated, it changes lives, helping identify risks and impact outcomes.
Get Started Today!
Please call us to discuss how we can support your dental
needs and uncover the savings your current plan is missing.