About FCL Dental
Accessible
450K access points
Quality dental care, wherever you are
Integrated
A unique approach
Medical-Dental Intelligence to drive positive outcomes
Agile
Right-fit dental benefits
Benefits that adapt to your unique needs
Our approach
There's no overall health without oral health. That's why in addition to right-fit dental benefits, we're leading the way in Medical-Dental Intelligence. When medical and dental data are integrated, it changes lives, helping identify risks and impacting outcomes.
First Continental Life & Accident Insurance Company (dba FCL Dental) is one of the largest independent, full-service dental benefits providers.
                Founded in 1998 to deliver innovative and high-quality dental managed care products, FCL Dental is backed by Sonrava Health and New Mountain Capital. FCL Dental's wide range of dental benefit plans, including PPOs, HMOs and indemnity plan designs, provide maximum flexibility and ensure the right fit for all.
Health plans, employers, brokers, members and dental providers benefit from our integrated approach reduces risk, and improves outcomes with Medical-Dental Intelligence.
How we work
                
Led by CEO Mike Davis, FCL Dental is a strategic partner, ensuring payers get maximum value for minimum lift. Our customers include health plans, employers, brokers, government agencies, unions, and individuals.
We also provide dental insurance programs for residents at nursing home facilities in addition to Medicare, Medicaid and other social programs beneficiaries. Our subsidiaries include the following brand names: